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Rhoam ID

One handle for all your money

A universal, human-readable tag that replaces IBANs, routing numbers, and other complex banking details across all currencies and payment rails.

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How Rhoam ID Works

Create Your Rhoam ID

Sign up and choose your unique Rhoam ID in minutes.

One-Time Verification

Confirm your identity securely to unlock all Rhoam features.

Secure Your Access

Enable biometrics and 2-factor authentication to protect your RhoamID.

Link Your Accounts

Add currencies, cards, and crypto under one Rhoam ID.

Use Your Rhoam ID

Send, receive, and verify payments without sharing sensitive details.

Spend and Manage Globally

Pay anywhere with your Rhoam Card and manage everything from one dashboard.

Rhoam ID Features

Bill splitting

  • Split expenses directly in group chats
  • Track contributions and balances in real time
  • See exactly who owes what, instantly
  • Automatic updates, reminders, and notifications
  • No spreadsheets or manual calculations
  • Perfect for rent, trips, and shared expenses
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Encrypted private chats

  • End-to-end encrypted conversations
  • Send, request, and split payments in chat
  • Instant transfers without leaving the conversation
  • Smart reminders and scheduled payments
  • Secure communication with contacts you trust
  • One conversation for messages and money
Chat interface - bottom view
Chat interface - top view

Security & Trust

  • Impersonation protection
  • Device-bound sign-In
  • Behavioral risk scoring
  • End-to-end encrypted notifications
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User identity
Hide Your Identity While
Sending and Receiving Payments

Ready to simplify your payments?

Create your universal payment handle today. One handle for
every currency, every payment rail, everywhere.